How Is Cryptocurrency Taxed?

How Is Cryptocurrency Taxed?

December 2022

The buzzwords "decentralized" and "centralized" finance have taken on new meanings, as the rise of cryptocurrency has transformed how we think about money. But no matter which type of finance you're using, the one thing remains constant - the need to pay taxes. Let's cover when you need to pay taxes on your crypto, what types of transactions trigger a tax event, and how to calculate the amount of tax you owe.
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Developing Your Investment Strategy

Developing Your Investment Strategy

December 2022

Investing is not about outsmarting the market or timing your trades perfectly. It's about having a well-thought-out investment strategy based on a solid understanding of your financial goals and risk tolerance. In this article, we'll explore the importance of developing a sound investment strategy and how to avoid the pitfalls of speculation and market timing, which are common mistakes that novice investors make.
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How to Rebuild Credit

How to Rebuild Credit

December 2022

People find themselves in a position where they need to repair their credit due to financial mistakes or unexpected life events. With some knowledge and perseverance, you can regain control of your credit and improve your credit scores. In this article, we will offer tips and strategies for rebuilding your credit.
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Should You Prepare Your Investment Portfolio for a Recession?

Should You Prepare Your Investment Portfolio for a Recession?

December 2022

As the news of a potential recession continues to dominate headlines and social media feeds, it's natural for investors to feel concerned about the potential impact on their portfolios. In this article, we'll go over how to navigate recessions and consider the factors investors should consider when facing uncertain times.
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Can You Pay off a Credit Card With Another Credit Card?

Can You Pay off a Credit Card With Another Credit Card?

December 2022

The short answer is - kind of. You can't pay off a credit card with another credit card directly. However, paying off a credit card with another card can be achieved by adding an extra step. It's possible to take cash advance from one credit card and use it to pay the balance on another credit card.
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Ways to Cut Your Heating Costs This Winter

Ways to Cut Your Heating Costs This Winter

December 2022

Are you tired of sky-high energy bills that make you want to hibernate until spring? Fear not, fellow cold-blooded creature! We've put together a list of simple and effective ways to cut your heating costs this winter, so you can stay warm and cozy without burning your money.
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How to Build Your Credit From Scratch

How to Build Your Credit From Scratch

December 2022

Welcome to the Catch-22 of the credit world - you need credit to get credit, but you can't get credit without credit. It's a confusing and frustrating cycle, but fear not - there are ways to break free and establish that all-important credit history. Read on for tips and tricks to jumpstart your credit journey.
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What Is Credit Card Churning and Is It Worth It?

What Is Credit Card Churning and Is It Worth It?

December 2022

Credit card churning is the practice of repeatedly opening and closing credit cards to earn sign-up bonuses. Now that you have an idea of what credit card churning is, let's see how it works in practice and whether it's worth it.
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What to Look for When Choosing a Credit Card?

What to Look for When Choosing a Credit Card?

November 2022

Whether it's your first credit card or you are already a cardholder, you should have a few items on your checklist when signing up for a new credit card. Learn what to look for when choosing a credit card and how to pick the one that suits your needs.
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Credit Score: Understand and Improve Your Credit Scores

Credit Score: Understand and Improve Your Credit Scores

October 2022

Your credit score will affect your ability to get a credit card, a mortgage, or a car loan. But the credit score affects more than just access to credit. Life can become financially more difficult as your credit score decreases. Understanding your credit scores is a crucial step in improving your credit and not letting your score go down.
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Money Saving Tips For the Holiday Season

Money Saving Tips For the Holiday Season

October 2022

For some people, holiday shopping is fun and exciting. For others, it's an overwhelming and stressful routine. Whether the holiday season is a time of joy for you or a miserable experience with obligatory expenses, these tips will help you to save money and avoid the stress of festivities.
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Homemade Holiday Gift Ideas

Homemade Holiday Gift Ideas

October 2022

Homemade holiday gifts for family and friends are a great way to add a personal touch to your presents, get everyone in the holiday spirit, and save money this holiday season. Here are a few ideas to make your gifts unique and creative.
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