Good Reads

Where to Put Your Emergency Fund

Where to Put Your Emergency Fund

April 2023

So, you understand the importance of having an emergency fund, and you're wondering what is the best place to keep it. And that's what we're going to explore in this article.
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How Likely Are You to Get Audited by the IRS?

How Likely Are You to Get Audited by the IRS?

April 2023

Every year, taxpayers across the United States face a common fear: the possibility of being audited by the Internal Revenue Service (IRS). Let's take a closer look at the factors that affect your chances of being audited and what you can do to minimize your risk.
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What Is Lifestyle Creep and How Can You Prevent It

What Is Lifestyle Creep and How Can You Prevent It

February 2023

Have you ever noticed that the more money you make, the more you tend to spend? This phenomenon, known as lifestyle creep, can derail your financial dreams and prevent you from achieving long-term financial stability. Let's explore what lifestyle creep is and how it can be prevented.
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The Hidden Costs of Investing: How Fees Can Devour Your Returns

The Hidden Costs of Investing: How Fees Can Devour Your Returns

February 2023

All our focus is on the returns we can earn when choosing an investment. But we often forget to be mindful of the costs that accompany all investment options and neglect the impact of the costs of borrowing money. The insidiousness of fees is that they look insignificant at first but they can devour your returns.
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Investment FOMO: How to Avoid Falling Victim to Hasty Financial Decisions

Investment FOMO: How to Avoid Falling Victim to Hasty Financial Decisions

January 2023

We have all experienced FOMO at some point, whether related to a social event, a sale, or a new product that we did not want to miss. It's a powerful and pervasive feeling that can be difficult to control. But when you need to make financial decisions, you should use all of your willpower to resist it.
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How to Avoid Taxes Legally

How to Avoid Taxes Legally

January 2023

Welcome to the world of tax strategy - the world where the difference between tax avoidance and tax evasion is the difference between being a money-wise person and a criminal. Let's explore the legitimate ways to reduce your taxes so you can keep more of your hard-earned money in your pocket.
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Free and Paid Tax Preparation Software

Free and Paid Tax Preparation Software

January 2023

It's that time of year again when we must grapple with the daunting task of preparing our taxes. While hiring an accountant may seem like the easiest solution, it's not always the most economical choice.
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How Is Cryptocurrency Taxed?

How Is Cryptocurrency Taxed?

December 2022

The buzzwords "decentralized" and "centralized" finance have taken on new meanings, as the rise of cryptocurrency has transformed how we think about money. But no matter which type of finance you're using, the one thing remains constant - the need to pay taxes. Let's cover when you need to pay taxes on your crypto, what types of transactions trigger a tax event, and how to calculate the amount of tax you owe.
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How to Rebuild Credit

How to Rebuild Credit

December 2022

People find themselves in a position where they need to repair their credit due to financial mistakes or unexpected life events. With some knowledge and perseverance, you can regain control of your credit and improve your credit scores. In this article, we will offer tips and strategies for rebuilding your credit.
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Can You Pay off a Credit Card With Another Credit Card?

Can You Pay off a Credit Card With Another Credit Card?

December 2022

The short answer is - kind of. You can't pay off a credit card with another credit card directly. However, paying off a credit card with another card can be achieved by adding an extra step. It's possible to take cash advance from one credit card and use it to pay the balance on another credit card.
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